Friday, January 25, 2019

Assignment 6a-Identifying Opportunities in Economic & Regulatory Trends


Economic Trend: Interest rates are Rising.

-       This trend suggests that an opportunity might exist because it is a fact, and it can be the right time for banks to push more loans, and people with some cash to give them for loans at maybe a lower rate than banks and make money.

-       The customers with the opportunity would definitely be the banks that give loans and personal lenders who make more profit while interest rates are increasing. It will be a little challenge for them as most people don’t like loans if the interest rates are high.

-       I saw this opportunity maybe because I believe that most of the time, rich people get richer in cases where poor people are affected.

Economic Trend: The Economy Is in the Expansion Phase of the Business Cycle.

-       I believe that this trend has an opportunity because that means that businesses are getting some important revenues, and they are also expanding. Thus, the opportunity I see is the fact that those businesses need more people to work for them. So, they will create more labor and unemployment rate decreases.

-       The customers with the opportunity are going to be the new workers that will be hired, ant the businesses who gets the chance to have more production. This opportunity is definitely easy to exploit as it is not hard to hire people that want to work, and the businesses have enough money to create more labor during an expansionary period.

-       I saw this opportunity because I’ve always followed these kinds of trends, and I’m very interested in labor market.

Regulatory changes: President Signs New Law Allowing Telemedicine Prescribing of Controlled Substances: DEA Special Registration to Go Live.


-       This regulatory change can have few opportunities such as the creation of a new technology (device or an application) that will make it easy for the physicians and patients to communicate. Of course, even our computers can do that, but a special device or application just built for that change will do it even better.


-       The customers are going to be the patients that are not in the same city or state as their family doctors. So, they can just use the new technology to get checked and get their prescription instead of driving long distance to see a doctor because of a minor disease. This will be a challenge as most people don’t play with their health and won’t do it all.

-       I saw this opportunity because me myself wish that sometimes, a doctor can just prescribe me something without seeing him in person.


Regulatory Changes: The Restroom Access Act.

-       This new regulation is a law passed in several states that requires retail establishments that do not have public restrooms to provide access to employee-only restrooms to their customers in need. It has an opportunity because it will give people access to restrooms in every store, and it will also push those retail stores to build restrooms for customers as well. Thus, this will be an opportunity for plumbers or construction companies to make money.
-       The customers with the opportunity will be the clients that go for shopping, and the plumbers and construction companies which will build the new restrooms for customers. I believe that it is not going to be hard to exploit because of the need of the customers. Everybody needs a restroom, and every restroom has to be built by plumbers and construction companies.
-       I see this opportunity because I put myself in the same situation. Thus, it was easy for me to find out who is going to be benefited from it.








Assignment 5a- identifying local opportunities


“Kessee family files lawsuit after jail death” by Jacob McGuire of Gainesville Daily Register.
-       A mentally ill black man, Marconia Kessee died over a year ago at the Cleveland county jail after being arrested Norman Police Officers Daniel Brown and Kyle Canaan after Norman Regional Hospital security staff shared with the officers that Kessee was examined and discharged but was refusing to leave the facility. Thus, kessee was found dead few hours later after being checked by medical staff while in jail. That is why a lawsuit was filed against those who they think are responsible, and they are asking for $75000.

-       The problem here is the fact a sick man is arrested and was ignored even though he was sick. Then they put him in jail and neglected his sickness until it’s too late.


-       It is very important for officers to make sure people that they arrest are not sick, and then make sure they get the right treatment needed once in jail.

“LETTER: Too many fire truck trips” by Staff Writer of Gainesville Daily Register.

-       The letter is about the numerous fire truck trips that are happening in Gainesville. The city sends fire trucks whenever there an EMS assist call. Those fire trucks are not necessary as they can be switched to fire rescue pickups. According to the article, this is a waste of the money of taxpayers. That money could be used to build better roads and still use some fire rescue pick-ups instead of the big trucks in Gainesville.


-       The problem here is the lack of being able to use the money that the city of Gainesville is getting in taxes efficiently. It is being wasted in extra fire rescue trucks that are not needed.

-       This concern the leaders in Gainesville that don’t have good vision, so they have to focus and know how to use the tax money in a great way.





“Woman killed in Norman train collision” by Mack Burke of Gainesville Daily Register.

-       A lady was killed in Norman train collision which happened last Friday around 9pm. She was the only person in the car before the collision and was the only victim. There is no identity release of the victim yet, but the accident caused 2 hours of delay of the train. Also, one of the passengers of the train named Stoner mentioned that train collisions are frequent in Norman, Oklahoma.


-       The problem is the ignorance of a driver that has caused its death. That same ignorance could have caused the death of some other passengers in the train.

-       It is very significant to follow the rules of traffic. As I know, there is always a stop sign once you approached a train rail, and the road actually closes when a train is coming. So, the problem is definitely then car driver.


“Oklahoma ranks in top 5 for break-ins, study finds” by Cass Rains.
-       Oklahoma is ranked number 4 from the states with the most break-ins in USA. This is due to the residents who don’t lock their houses which causes more than 40% of non-forcible entry in houses. Also, there are 67% of burglaries that happens to residence in 2017. According to the article, break-ins are done to businesses, residences and cars. Sergeant John has given some advices that will help avoiding those break-ins such as locking doors, take valuable items out of the cars, and using security cameras which are cheap.
-       The problem is that there are several break-ins in Oklahoma that are happening because of the people that don’t care about their properties. Residents could have made it less frequent, and Oklahoma would have not been ranked in the top 5 states with the most break-ins.
-       Resident that don’t take care of what belongs to them can be victims. You leave your laptop in the car where it can be seen, you forget to lock your door while you’re going out of town, someone will use as an opportunity to break-in.


“Man gets prison time on assault charges” by Megan Gray-Hatfield.

-        Harry Vega Cruzado was found guilty by a jury of Cooke county after assaulting his wife. He was sentenced to 41 years in prison. Before that, he had some negative records such as two sentences before the current one. His wife told the police that she was abused by Harry for 2 years, and she was getting hit, abused verbally and choked. It is a very sad story.



-        The problem here is that a lady that is supposed to be a happy wife is being abused for 2 years. Also, a guy with that kind a record should’ve stayed in jail in order to prevent future offenses.

-        The wife should have left instead of waiting for two years before denouncing her husband. Also, the husband should put his hands on his wife if he really had some love for her. I can say that both individuals can be blamed.